Tawaroq is considered one of the Shariah licensed finance mechanism. It involves purchasing commodities owned by the bank on a deferred payments basis by a customer, and then he/she authorizes the bank to sell it on his/her behalf to a third party in order to obtain cash. Samba occasionally buys a limited quantity from one of the current raw materials from the international or local market which share the characteristic of prices stability. Samba then sells those commodities to the customer on a deferred payments basis. If the customer wants to obtain cash, he/she can authorize Samba to resell those commodities on his/her behalf to a third party at the prevailing market price.