Everyone dreams of owning their own home and settling down with their family. Now, thanks to Bayt Al-Khair from Samba, you can turn this dream into reality more easily than ever before.

Bayt Al-Khair is a Shariah-approved personal finance program especially designed for Samba customers seeking to acquire a house of their own. It involves Samba purchasing a residential property on behalf of the customer through a legal trustee (Al Adel). The client then enters into a mortgage agreement with Samba. This is an agreement that requires the customer to pay back the cost of the property to Samba in regular monthly installments. Once paid, the title of the property is then transferred to the customer.