What are the advantages of having a credit card?
A credit card is a flexible and convenient way to pay. It's ready credit that you can take anywhere, giving you more financial flexibility and allowing you to take care of unexpected emergencies. It lets you pay for your needs today and pay back later in full or in convenient installments if needed. Carrying a credit card is also safer than carrying cash, especially when travelling. You can even withdraw cash in the currency you need should the need arise.
What are some of the benefits of a Samba Credit Card?
We offer the Kingdom's widest selection of credit cards, letting you choose the card that best suits your lifestyle and financial needs. Whether you're looking for a basic credit card or one that lets you collect and redeem points on travel and merchandise, Samba has the right credit card for you.
Samba credit cards are accepted worldwide. You can count on our 24-hour worldwide customer service for any need or emergency around the world. Best of all, Samba credit cards are packed with a comprehensive array of innovative features including:
Taqseet extended payment plans
Dial-A-Draft for payments which cannot be made with a credit card
Utility bill payments
Free supplementary cards for your loved ones*
Free Low-Limit Card for online shopping
Non-stop offers and exclusive deals at your favorite merchants and establishments in the Kingdom and abroad
Depending on the type of Samba credit card you carry, you can also earn points for free Sony products, free shopping vouchers at Al Mamlaka Shopping Mall, free travel insurance, free air miles from Saudi Arabian Airlines and free Mobily Neqaty points as you shop.
* Does not include Al-Fursan Credit Cards
What other special privileges does a Samba credit card offer?
One of the unique privileges of being a Samba credit cardholder is being able to enjoy a special welcome and a host of exclusive deals, discounts and privileges at the finest places everywhere. This is part of our continuing efforts to help our cardholders enjoy the very best prices and privileges wherever they go. We are constantly adding to our list of participating merchants, and we issue regular updates several times a year to alert our cardholders of fresh, new deals.
Where can I use my Samba Credit Card?
Your Samba credit card can be used at any establishment that accepts Visa or MasterCard anywhere in the world. Use it to pay for goods and services at shops worldwide including supermarkets, hotels, airlines, hospitals, jewelry shops, department stores, car rentals, restaurants, petrol stations, travel agents and many others - a list which is growing by the day. You can also use your credit card to withdraw cash at ATMs, banks and financial institutions worldwide.
Can I use my Samba Credit Card to pay for other needs like home renovations, tuition fees, car installments and other everyday needs?
Yes, with a Samba credit card, you can pay for all your financial needs that are not covered by other credit cards like utility bills, home renovations, tuition fees, car installments, and even rent. Just pay for them using a draft or check that is charged to your Samba Credit Card. You can pay back in monthly installments just like any other credit card purchase.
How do I make a payment on my card?
Samba offers a range of easy payment methods to help you make your credit card payments anytime, anywhere. You'll never need to worry about making timely payments. You can pay through convenient online banking over the Internet, over the telephone, in person at one of our branches, or at a conveniently-located ATM.
Can I extend the installment period of my card purchases or cash advances?
Yes, there are various extended payment plans as part of our Taqseet program. Just convert any of your card purchases into a Taqseet transaction and enjoy a longer payment period of up to 36 months. During this extended payment period and depending on your Taqseet transaction, you may be able to enjoy preferred rates - or even a zero-percent service charge.
What are the different types of credit cards offered by Samba ?
Samba offers the widest choice of the Kingdom's most preferred credit cards, both conventional and Islamic, each designed to match your specific lifestyle or spending needs. Our goal is to give you more choices to meet your growing needs. There's a special Samba credit card for you, your spouse and children, for frequent shoppers or stereophiles, for online shoppers and frequent flyers, and even for individuals with very high spending needs.
What kind of special rewards can I earn with my Samba Credit Card?
Samba offers a wide choice of co-branded credit cards designed to reward your distinctive lifestyle. These cards let you enjoy all the superior advantages of a Samba Credit Card while enjoying additional rewards every step of the way.
Are you an electronics fan or a home entertainment aficionado? Then get a Samba Sony Card. Each time you shop, you earn Sony points redeemable for free Sony items or discounts at any Sony showroom in the Kingdom.
Do you love shopping? Then perhaps the Samba Al Mamlaka Card is best for you. Each time you use it, you earn extra points you can use to shop for free at the Al Mamlaka Shopping Mall.
Are you a frequent traveler? Then apply for a Samba Al Fursan Al Khair card. It's the only Islamic credit card that earns free Saudia air miles as you shop - air miles you can exchange for free Saudia flights anywhere in the world.
Are you a Mobily customer? Then apply for a Samba Mobily Al Khair card. It's the first Islamic telecom credit card that earns free points as you shop. Points you can use to redeem for many benefits.
Does Samba offer a credit card specially designed for women?
The Samba Titanium Credit Card for ladies has been designed to meet their needs specifically. It offers a variety of privileges and fabulous perks including discounts at the finest jewelry shops, beauty spas and shopping destinations.
Can I share my Samba Credit Card privileges with my family members?
Yes, you can. And we've made it so much easier than ever before. Now, you can give up to four (4) supplementary cards to any of your immediate family members who are over 18 years old, including your wife, son, daughter and even your parents - FREE for life* for as long as you remain a Samba credit cardholder. You can also set a separate credit limit for each card, giving you full control. With their own supplementary credit cards, your loved ones can share in your superior Samba credit card privileges anywhere they are, even when you are not around.
* Does not include Al-Fursan Credit Cards
Will my Samba Credit Card help me and my family if I am unable to pay my credit card dues ?
Samba Credit Cards offer a Credit Shield program, an optional insurance service for cardholders that protects you and your family from credit card debt in case the unexpected happens. The program covers all credit card debt up to the outstanding balance of the cardholder in case of the following events:
Death due to accident or sickness*
Total permanent disability due to accident or sickness*
Temporary total disability due to accident or sickness*
This service can be availed of by paying a minimal charge of 0.49% per month of your total outstanding balance. For example, if your outstanding balance is SR10,000 for a particular month, the charge will be SR49 for that month.
What should I do if my Samba Credit Card is lost or stolen?
If your card is ever lost or stolen, call the 24-hour toll-free number listed on the back of your Samba Credit Card immediately. Once you have informed us of the loss, we will block the card from future use and issue a new card to you within 24 hours.
Which number should I call if I have questions about my Samba Credit Card?
Just call the 24-hour toll-free SambaPhone number printed on the back of your Samba Credit Card and a customer service representative will help you.
* Terms & Conditions Apply